It amazes me that people still don’t “get it” when it comes to health care and why the system in the United States sucks so bad. It seems like the people who are whining about the government getting involved in healthcare are either wealthy enough that they can buy any insurance they want, they get insurance through their employer that is sufficient for their needs, or they simply never get sick. I can’t imagine any other reason which would make people so oblivious to what is going on around them.
I have a friend who just turned 21 and she suffers from a few “girl problems” – cysts, hormones, etc. She doesn’t live with her parents anymore and doesn’t have a job that provides health insurance, but she makes enough money that she doesn’t live in poverty. Unless of course you want to buy your own health insurance, and at $400/mo or more for decent coverage, that’s worse than a car payment. Also, until the new health care regulations go into place, she would probably be excluded due to preexisting conditions.
Since the surgery and other treatments are so expensive, her doctor pretty much told her “You’ll just have to put up with it for now, and if one of the cysts ruptures it’ll become a life and death situation then you can get the surgery for free”. Yeah, stuff like this happens every day – people can’t afford preventive medicine, so they have to wait until it’s so bad that an emergency room can’t turn them away. Not only does it make life miserable for them, it risks death, and by time that point comes then the cost to fix the problem is much higher.
If someone can’t afford $5,000 to fix a problem, they certainly can’t afford $10,000 after the emergency room visit, which will most likely result in temporary or permanent loss of wages. Are people so blind that they can’t see this happening? Or so selfish that they don’t care unless it happens to their family or friends? Personally I would rather pay a little more now than have to pay a lot later, which is the whole idea of insurance.
NOT having health insurance for every citizen is one of the many factors slowly dragging us into debt year by year. Hell, every state in the country requires car insurance, and they regulate said car insurance to make sure people aren’t being gouged. Why is it such a big deal to do this with health insurance?